← Chaosometer

Terms of Service

Effective April 10, 2026

1. Agreement to Terms

By accessing or using Chaosometer (the "Service"), you agree to be bound by these Terms of Service (the "Terms"). The Service is operated by Sperova LLC, a Georgia limited liability company (the "Company"). If you do not agree to these Terms, you must not access or use the Service.

2. Description of Service

The Service is a quantitative analytics platform that computes efficiency scores for financial return series using mutual information estimation. All outputs, including efficiency scores, tail indices, channel decompositions, and regime indicators, are statistical measures derived from historical market data.

3. Disclaimer of Investment Advice

The Service does not provide financial, investment, tax, or legal advice. No output of the Service constitutes a recommendation or solicitation to buy, sell, or hold any security or financial instrument. Past statistical properties of return series do not predict future performance. You bear sole responsibility for any investment decisions you make.

4. Eligibility

You must be at least 18 years of age to use the Service. By creating an account, you represent and warrant that you meet this requirement.

5. Accounts

Account creation requires a valid email address or Google authentication through Clerk, a third-party authentication provider. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify the Company immediately of any unauthorized use.

6. Subscription and Payment

Paid subscription plans are billed on a monthly recurring basis through Stripe. Prices are displayed on the Service landing page and are subject to change upon 30 days written notice. Subscriptions renew automatically at the end of each billing cycle unless cancelled before the renewal date. Cancellation takes effect at the end of the then-current billing period. No refunds will be issued for partial billing periods.

7. Market Data

The Service retrieves market data from third-party providers, including Yahoo Finance and Polygon.io. The Company does not guarantee the accuracy, completeness, availability, or timeliness of any third-party data. Data availability and coverage may change without notice due to actions of the third-party providers.

8. Prohibited Conduct

You agree not to (a) reverse-engineer, decompile, or disassemble the scoring algorithms beyond what is disclosed in publicly available documentation, (b) resell, redistribute, or sublicense access to the Service or its API without prior written consent from the Company, (c) use the Service in any manner intended to manipulate financial markets, (d) attempt to circumvent authentication mechanisms, rate limits, or access controls, or (e) use the Service in violation of any applicable law or regulation.

9. Intellectual Property

The Chaosometer name, trademark, scoring methodology, software, and documentation are the exclusive property of Sperova LLC. All rights not expressly granted herein are reserved. Published academic papers and open-source software components retain their respective licenses.

10. Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. THE COMPANY DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO TRADING LOSSES, LOST PROFITS, DATA LOSS, OR SERVICE INTERRUPTIONS, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE. THE COMPANY'S TOTAL AGGREGATE LIABILITY SHALL NOT EXCEED THE AMOUNTS PAID BY YOU TO THE COMPANY DURING THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

12. Indemnification

You agree to indemnify, defend, and hold harmless the Company and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses, including reasonable attorneys' fees, arising out of your use of the Service or your violation of these Terms.

13. Termination

The Company may suspend or terminate your access to the Service at any time, with or without cause, upon notice. You may terminate your account at any time by contacting [email protected]. Upon termination, your right to use the Service ceases immediately. Sections 3, 9, 10, 11, and 12 survive termination.

14. Modifications

The Company reserves the right to modify these Terms at any time. Material changes will be communicated via email or through the Service interface at least 14 days before taking effect. Your continued use of the Service after such notice constitutes acceptance of the modified Terms.

15. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Georgia, United States, without regard to its conflict of laws provisions. Any dispute arising under these Terms shall be resolved exclusively in the state or federal courts located in Chatham County, Georgia, and you consent to the personal jurisdiction of such courts.

16. Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

17. Entire Agreement

These Terms, together with the Privacy Policy, constitute the entire agreement between you and the Company regarding the Service and supersede all prior agreements and understandings.

18. Contact

Sperova LLC
[email protected]